Energy Saving Tips – Help for The Home
Nov30

Energy Saving Tips – Help for The Home

Showing your concern for the environment begins with small gestures mostly at the personal level. It can be something quite simple yet with far reaching consequences as replacing all the light bulbs in your home with energy saving compact fluorescent varieties. As the saying goes, Charity begins at home! So if you want to do something worthwhile for the environment, begin with small, almost imperceptible steps toward saving energy. Turn off the lights and plug appliances that are not in use. This way you will be able to,     Reduce your utility bills significantly     Help protect the environment     Improve your comfort level Here are some effective energy saving tips from the experts at Umang Realtech! No giant leaps mind you, just simple practical steps to get you on the way towards bigger benefits. 1.    Ensure proper home insulation: Wastage of energy mainly results from insufficient insulation. Hot or cold air leaking outside signifies that it’s time to do something to stop this waste. It puts pressure on heating or cooling system reflected in high, energy bills. The focus should be on crawl spaces, attics, ceilings, walls, and floors where leaks are mostly present. Measured in R-values, the higher it is, better the insulation. 2.    Programmable thermostat installation: Why keep the thermostat at optimal levels when you and your family are not present at home? Doesn’t it put undue pressure on the temperature control unit? Ideally, you should install a programmable thermostat that lowers the temperature in your absence and again ups the same when everybody returns. The thermostat can be used similarly in reverse when it comes to the functioning of your air conditioning. Digital thermostat units are the best choice since these are completely programmable for different times during the day. 3.    Consistent temperature is the way to go: Lowering the temperature unnecessarily overnight puts that much pressure on the cooling system to bring it up again during the morning. So, the energy you save by keeping it low during the night ultimately goes waste. What is the ideal temperature setting then? According to most popular thermostat manufacturers in the market, you should ideally dial down to 7° for at a stretch 7 hours and this will help to maximize the energy savings. 4.    Plug all the drafts: As mentioned before temperature leakages is the bane to effective energy saving. Therefore, it is necessary to plug the drafts in all the obvious and danger areas across the house. Examine window and door edges thoroughly to check for air leaks, re-caulk frames, add a door draft skirt, and install double/triple glazing for effective energy efficiency. 5.    Regular...

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5 Things to Know Before Buying New Property
Nov28

5 Things to Know Before Buying New Property

For many, buying new property is a one-time investment. On one hand, you are enthusiastic and happy; on the other hand, you are stressed and often in a hurry! And that’s where you go wrong. You look at a multitude of properties, but there is one that gives you the feeling of “this is my dream home.” And in a hurry you get into the process of arranging for down payment, applying for a home loan and what not, so that the property does not slip off your hand. As you make haste, things might go into the wrong hands or you may have to take a decision that ruins your future. However, it is not the time to rush, but to step back and decide calmly. After all, buying new property is one of the biggest investments that you are going to make, and any wrong decision can have a detrimental impact on your family, finances and life. And you will have no way than to regret. Instead of considering property investment through emotions, be a smart buyer and take into consideration some of the most important factors that will help you get the best deal. The process might be time consuming, but you will reap the benefits for a lifetime. Discussed here are 5 important things to know before you buying new property. 1. Hunt for the Right Location Finding a good location is one of the key factors to consider in buying a property, especially a new home. After all, who doesn’t want to invest in a property that is well-connected to transportation facilities, major city landmarks, proximity to hospitals and educational institutes, and of course, workplace! Moreover, it should also be free from any kind of dispute. Besides, one should also consider how safe the location is from different crime aspects. This is an important factor to consider in recent time to ensure safety. Another good reason of buying new property in a good location is to have a fantastic re-sale value. Better the location of your property, higher resale value it will get. Therefore, if you are looking for a better Return on Investment, considering the location is integral. Many buyers tend to purchase property in remote locations as they come at comparatively lower prices than the ones at the heart of the city. Whatever location you prefer, make sure it has well-connected roads, modes of public transportation, and important facilities such as educational institutions, hospitals, market, etc. 2. Check the Title Deed/Certificate of Title of the Property Before you buy a property, one of the most important things to check is the certificate...

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Social Infrastructure Pushes Demand For Homes in Bangalore
Nov28

Social Infrastructure Pushes Demand For Homes in Bangalore

Bangalore suburbs are emerging as the main residential localities as properties inside the city limits are quickly re-defining. The necessity for affordable homes in Bangalore is continually on the rise, and the new home buyers have began to search for areas that deliver cheaper housing or land cost as equated to the main city. Great connectivity, better infrastructure, the Airport, upcoming SEZs and established IT corridors, are the main driving forces that push demand for homes in Bangalore. Reasons to Invest in Home in Sub-Urban Bangalore: The ‘Garden City’s’ Real Estate market’s dynamics changed with the Information Technology revolution that swept across its landscape. The ‘IT Capital of India’ soon became a booming hub for specialized education and employment openings, and its realty market started growing. Spurt in demand from NRIs The IT professionals settled around the globe; eye Bangalore as the next best investment destination after their home state, and possibility of lucrative job openings in both IT & ITES Sectors, here. To top the icing on cake, factors like good pricing, professional real estate services and flexible repayment options are all pushing the NRIs to make a profitable real estate investment in Bangalore. Social & Civic Infrastructure Advantages With a spurt in lucrative job opportunities, improved civic and social infrastructure, a board range of residential options across different price segments are dictating the rental yield in Bangalore’s suburbs. Furthermore, Location, Connectivity, and Affordability are the key factors that make Bangalore’s suburbs hotspot among the buyers and investors alike. Since, these suburbs need a lower investment; the chances of gaining a high rate of return (ROI) are good. For example, apartments for sale on Begur Road are a good buy. Here, the apartments are a good blend of superfluity lifestyle with commercial affordability for a wonderful living, and not to forget the proximity it shares with the Electronic City at just 7kms. Benefit from Good Social Infrastructure The advantage of residential and commercial developments leads to take-off in social infrastructure. This is mostly owing to the number of people who move into a region, and, as such, have requirements of schooling, entertainment, retail and transportation that they want to be addressed to keep up with the increasing demands of the resident population. With a spurt in infrastructure development across the city in terms of Metro connectivity, growths of roads, and contact to the Outer Ring Road (ORR), it converts a win-win situation for the home buyers in suburbs. Now, they can speedily travel to and fro their workplace, while balancing their personal life and responsibilities with equal ease. An effective multi-development project at Yeshwanthpur has totally changed the...

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Difference of a Home in Bangalore and Delhi
Nov26

Difference of a Home in Bangalore and Delhi

Bangalore and Delhi both are important metropolises from an economical point of view, and thus witness big crowds of people thronging their shores for jobs or for education, every year. Delhi is the political capital of the India, and Bangalore can be rightfully termed as the Silicon Valley of India. Bangalore, the IT Hub of India, is marked with the presence and emergence of several, prominent offices and companies of national and global repute. Delhi holds an equally impressive portfolio of business centers. Subsequently, the demand for real estate properties including residential complexes and commercial space is naturally very high in both these cities. Both the cities are in the limelight for specific reasons, Delhi being the capital of the nation, while Bangalore emerging as the top metropolis offering high-quality living standards and lifestyle. Climate Delhi’s climate is subtropical, with a big difference between the temperatures during the summer and winter months. As it lies in the landlocked Northern Plains of the Indian sub-continent, the climate of Delhi is highly influenced by its proximity to the Himalayas and the Thar Dessert. It is recorded to have endured extreme temperature ranging from -2.2 degree Celsius to 48.4 degree Celsius. Bangalore enjoys a tropical Savanna climate with distinct wet and dry seasons. As it is located in the heart of the Mysore Plateau at an elevation of approximately 2953 feet, Bangalore usually enjoys a more moderate climate all through the year. The Indian summers are notorious for their fierce heat, humid summers, and a typical hot wind called loo, however the people of Bangalore are known to use blankets during the pleasant summer nights. This special treatment from Mother Nature has earned Bangalore the title of “Air-conditioned City” of India. The maximum temperature in summer hovers around 36 degree Celsius, and during winter months it can be below 17 degree Celsius. Hence it is quite clear that the residents of Bangalore are lucky enough to enjoy a more or less fine weather round the year, which Delhi people cannot claim to. Soil The geography of the union territory of Delhi is divided into three parts, namely, The Delhi Ridge, Yamuna Flood Plains and the Plain. The Yamuna River plains are highly fertile due to constant flooding. The river plain is rich in alluvial soil, which is good for harvesting crops and for constructing buildings. Bangalore soil is marked with the presence of red laterite and red fine loamy to clayey soil, which is ideal for constructing edifices. Scopes Education institutes, foreign investments in the form of Corporate and Multi-national Companies (MNCs), and other types of business opportunities are equally present in...

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Smart Things You Need to Know About REITs
Nov25

Smart Things You Need to Know About REITs

After a tedious 7 years wait, the Securities and Exchange Board of India (SEBI) approved establishment of the Real Estate Investment Trusts (REITs) on August 10, 2014. So, what it is REITs? A Real Estate Investment Trust (REIT) is a trust-like organization or company that owns, and often operates, income-generating real estate assets, wherein most of the earnings are regularly distributed to the shareholders as dividends. Typically, REITs deal in commercial real estate assets particularly, including residential and commercial apartments and buildings, office buildings, shopping complexes and malls, hospitals, multiplex and cinema halls, hotels and resorts, timberlands, warehouses, etc. It is a special investment company where money from investors is directly invested in real estate, either via mortgages or properties. Investors receive income from rent generated from underlying properties as well as capital gains when such real estate assets are sold. This long-awaited move by the SEBI is expected to offer greater stability to the real estate sector in India. The REITs are listed on stock exchange for trading, and therefore, attracts investment that is expected to substantially boost accountability, growth and transparency in the real estate sector in India. Enlistment of REIT on the stock market will encourage development of high-end institutional-grade buildings and will also give property developers a steady outlet for development projects. REITs are required to pay out 90% of the income from assets to investors, wherein only 20% of its assets can be invested in development projects and remaining 80% must be invested in income-generating properties. Investment in REITs If you wish to invest in REIT that is listed on the stock market, it is just like investing in mutual fund. The fund raises money from a pool of investors and utilizes it to buy income-generating real estate assets, and to draw rental and capital gains from such properties on a regular basis. About 90% of the gains will be distributed to investors or shareholders of the REIT in the form of dividends. So, if you are planning to invest in Real Estate Investment Trust, it’s one the best ways to acquire a diverse portfolio of real estate assets or get easy liquidity for completed real estate projects in a more tax-efficient way. Since 90% of income generated from real estate assets is distributed among investors, the REITs are perfect investment options since they are relatively low risk and also spin off cash on a regular basis. REITs make relatively high-yield investment instruments. The returns on investment are based on dividends plus a price appreciation. However, most of the returns are generated from dividends rather than price appreciation, unlike small-cap stocks. To serve best...

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